In development · Founding member spots open

Know which of your paid commissions could still be clawed back — and for how long

For independent international education and student visa agents, when most agreements say nothing about how long after payment a college can come back for the money.

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Earnward Concept preview

Exposure tracker

Which paid placements could still be clawed back, and why.

Add a placement
Active placements34
Commission still exposedA$9,400
Flagged this month2
  • Student A — enrolled 4 months agoVisa granted, course commenced — exposure clearing
    Low risk
  • Student B — enrolled 2 weeks agoVisa decision still pending — no-show risk if refused
    Pending
  • Student C — enrolled 7 months agoNo stated clawback deadline in this college's agreement
    Open-ended exposure
  • Student D — enrolled 11 months agoAgreement's 6-month clawback window has passed
    Cleared

Sound familiar?

What people are putting up with today

  • Australia's public universities alone disclosed over $530 million in education agent commissions in a single year, paid out well before a visa is even decided.

  • Most agent agreements cover a clawback in one sentence — no time window, no pro-rating, no mechanism for how long the exposure actually lasts.

  • The primary student visa grant rate fell to 75.5% in August 2026, the lowest since 2006/07, so a rising share of paid placements never commence at all.

How Earnward works

Earnward is a placement-level tracker for exactly this exposure. Log each placement once — college, enrolment date, commission amount — and Earnward tracks it against the known clawback triggers (no-show, early exit, late unwind, onshore transfer, provider default) so you can see, at a glance, exactly how much commission is still exposed and why, instead of finding out only when an invoice arrives.

  1. 01

    Log each placement once — the college, the enrolment date, and the commission amount.

  2. 02

    Earnward tracks it against the five known clawback triggers (no-show, early exit, late unwind, onshore transfer, provider default) using the dates and terms in that college's agreement.

  3. 03

    See at a glance how much commission is still exposed, and exactly why, instead of discovering it when an invoice lands.

In their words

What people are saying

Real quotes from public reviews and forums, with names removed. None are about Earnward — it isn't available yet.

In most agent agreements it's one sentence: no window, no pro-rating, no mechanism.
Industry analysis
The student visa grant rate for primary applicants dipped to 75.5% in August 2026, the lowest award rate since 2006/07.
Industry coverage

Founding access

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Earnward is opening to a small group of founding members first.

  • Early access before public launch
  • A locked-in founding price
  • A direct say in what gets built

Earnward is being built now. Founding members get access first and help shape it. Applying is free and there's no obligation to buy.

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For investors

Interested in backing Earnward?

See the research behind it — the problem, market size, competition and plan — in a short investor deck.

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